SmartBudget

Over 20 years of financial counseling and training experience;
Experience in corporate, business, financial and personal accounting;
Experience in community development including business lending and management assistance;
Holds a B.S. degree in Business Management and Accounting;
Author of Making Ends Meet: How to Budget When You Don't Have Enough Money! (1995) and The Secret to Paying Your Bills When Your Business Doesn't Have Enough Money! (1998);
Has provided numerous training sessions on various business and personal financial topics, especially personal and small business cash management and budgeting.

Ask about availability for him to provide training to your staff or client groups! Click here to contact the author.







		Over 20 years of financial counseling and training experience; Experience in corporate, business, financial and personal accounting; Experience in community development including business lending and management assistance; Holds a B.S. degree in Business Management and Accounting; Author of Making Ends Meet: How to Budget When You Don't Have Enough Money! (1995) and The Secret to Paying Your Bills When Your Business Doesn't Have Enough Money! (1998); Has provided numerous training sessions on various business and personal financial topics, especially personal and small business cash management and budgeting. Ask about availability for him to provide training to your staff or client groups! Click here to contact the author.